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Punjab National Bank state wise list of all branches, IFSC code, MICR code and Addresses within India
Punjab National Bank is one of the oldest banks or in a better way it can be also said as one of the oldest financial services company. It was founded in the year of 1894 and is based in New Delhi. This organisation is owned by Government of India and surprisingly it serves over 80 million customers with 6852 branches across 764 cities.
Punjab National Bank is known to be one of the Big Four Bank of India along with State Bank of India, Bank of Baroda and ICICI Bank. Bankers Almanac has ranked Punjab National Bank of India at 248th biggest bank across the Globe. In terms of assets size, Punjab National Bank was ranked third in India in financial year 2012-2013.
PNB International Bank has seven branches in UK. It also has branches in Hong Kong, Dubai, Kabul and Kowloon. It also has wide spread representatives officers in Kazakhstan, China, Norway and Australia. In Bhutan and Nepal, PNB serves with Druk PNB and Everest Bank Limited.
Interestingly, PNB had the privilege of maintaining records of National Leaders that included Mahatma Gandhi, Jawaharlal Nehru, Lal B. Shastri, Indira Gandhi and many more.
Punjab National Bank offers huge number of banking services that includes Merchant Banking, NRI services, Locker Facilities, Depository Services, NEFT/RTGS/ECS, Agricultural Banking, Social Banking, Personal Banking, Internet Banking, Mobile Banking, E-Tax Payments, Bill Payments, Share Trading, Money Transfers, PNB Global credit cards and many more.
Apart from the above banking services, PNB offers all financial services including Insurance Business, Mutual Fund, ASBA, Wealth Management services, NSE Market Tracker, Insurance of Products etc.
It is also involved in various Yojanas and plans for the development of various sections of society particularly farmers and senior citizens.
Indian Financial System Code is abbreviated as IFSC code. It is an alphanumeric code that helps in many bank applications particularly in case of financial transactions. It is mostly used for RTGS and NEFT fund transfer systems. These codes are unique codes for every particular banch and are provided by Reserve Bank of India. Fund transfer within the bank or in the different bank is done with the help of IFSC codes.
Finding the IFSC Code is a simple task particularly if you are known to world of internet. Simply entering the details such as name of the state, name of the branch along with PNB Bank, on any search engine would come up with the list of websites that would give you the respective IFSC code.
IFSC code comprises of bank code then a zero for further use and lastly the branch code.
Magnetic Ink Character Recognition Code is mainly used for handling cheque clearance and other bank documents. It is present at the bottom of every cheque. It can be easily read by humans unlike the bar codes.
MICR Code for PNB is the numeric code which can be searched through any search engine just by entering the details of the branch, state and bank.
There are ample amount of websites available online that provide the details of bank and its branch therefore it is another crucial task to check the authenticity of the information. This means that the IFSC code or MICR code provided by that website must be correct and accurate as per the branch details.