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Oriental Bank state wise list of all branches, IFSC code, MICR code and Addresses within India
Oriental Bank of Commerce also abbreviated as OBC was established in 1943 in Lahore which is currently part of Pakistan. Later Independence of India, new offices were registered and shifted from Pakistan to India in Amritsar. Since its establishment OBC had to undergo through many ups and downs particularly in the period of 1970-1976 which were the most challenging years in banks history. On 15th of April, 1980, the bank was nationalized and it ranked 19th among the 20 nationalized banks of India.
Later with the passage of time, this bank also grew the ladder of success and prosperity and hence indulged itself into many cooperative financial schemes and aids for the needy across the country.
Oriental Bank offers many financial and banking services to their customers in order to make them banking experience. Some of the services among its wide range of services are listed below:
Personal Banking: Personal Banking facilities provided by OBC are designed to be extremely smooth for the convenience of individual customers particularly from village and rural areas. Some of them are cards - classic / Silver / Gold, Corporate Credit Cards, Add-On Cards, Insurance & Investment – mutual fund, union healthcare, Demat – Demat accounts, online share trading, Payment.
NRI Banking: For NRIs there are also huge lists of services such as Remittance - E-Remit, Nostro Details for Remittance, Savings & Deposits - Foreign Currency Deposit, Loan & Services – house loans, foreign currency loans, loans against deposit, immovable property, and shares or debenture, Bill Payments.
Corporate Banking: For the support and progress of the corporate sector of India there are service such as Trade Finance, Insurances such as Non life Insurance, Corporate Agency, Syndication of Loans, MSME Banking, Loans & Policies, CMS - Union Speed, Union Centralized Debits/Credits, Union Prompt, E-Tax - Customs and Direct taxes, DGFT, Central Excise and Service Tax.
Internet Banking: In this digitalized world, Internet forms the major core of working. Hence OBC has many services in internet banking such as Bill Payment, RTGS, NEFT, Fund transfer etc.
Indian Financial System Code or IFSC code is an alphanumeric code issued by Reserve bank of India to each and every branch of the bank. These codes are unique to the branch of the particular bank. It helps in online transaction along with RTGS/NEFT Fund Transfer. It comprises of 11 characters which consist of both number and alphabets with the first four characters to be alphabets. For example: ORBC00*****
With the help of branch detail of the OBC, state location, one can easily search for the OBC IFSC code. Before utilizing the information i.e. the code provided by any website from the Google search engine, it is really important to verify the authenticity and accuracy of the code given. Apart from this you can visit to the particular branch office and ask for the Oriental Bank of Commerce IFSC code. At the help desk you may be surely helped with correct information.
MICR stands for Magnetic Ink Character Recognition. It contains numeric values and usually printed on cheque leaves. It is mainly used for processing cheques easily.
Oriental Bank of Commerce MICR code can be fetched with the correct details such as address of the particular branch of the bank. MICR code of OBC can also be fetched from the local branch of the Bank where you get the exact and correct information.